The CardHub solution is primarily integrated into the mobile banking app and cardholders can access all the bank account and card information using a single unified app on their iOS and android devices. Financial institutions (FIs) can also offer CardHub as a separate client branded app if they are unable to offer it as a unified mobile banking app. Cardholders use CardHub to:

• Turn the debit or credit card on and off—when the card is off, no purchases or withdrawals are approved except for previously scheduled recurring payments.
• Enable controls to restrict card usage based on location, spend limit, merchant type, and transaction type.
• Check transactions and account balances associated with cards enrolled in CardHub. Transactions are enriched with recognizable merchant details for cardholders to seamlessly identify transactions.
• View one–time payments made to a card kept on file in the merchant’s database as well as automatic payments made from the card to merchants on a regular basis.
• Get spend insight analytics to see how, what, and when transactions are occurring.
• Withdraw cash securely utilizing CardFree CashSM at any participating location without using a physical card.
• Call designated phone numbers to activate a card, report a card as lost or stolen, or set
a PIN.
• Manage travel plans to allow transactions in specific domestic and international destinations.