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Leadership Team

A graphic of First National Bank's Leadership Team.

AUBREY H. "TODD" HALL, III - PRESIDENT, CHIEF EXECUTIVE OFFICER & TRUST OFFICER

Mr. Hall is President and Chief Executive Officer of Pinnacle Bankshares Corporation and First National Bank, a position he has held since 2011. He joined First National Bank in 2003 and has nearly 33 years of banking experience. Mr. Hall serves as the Chairman of the Board for Bearing Insurance (formerly Bankers Insurance, LLC) and serves on the boards of the Powell Foundation, the Virginia Bankers Association (“VBA”), and VBA Management Services, Inc. He is a past Chairman of the board of directors of the Lynchburg Regional Business Alliance and VBA Management Services, Inc. Mr. Hall earned a Bachelor of Arts degree in Accounting from Lynchburg College (now the University of Lynchburg) in 1992. He is a graduate of the Virginia Bankers School of Bank Management at the University of Virginia and the Graduate School of Banking at Louisiana State University, where he is a prior member of the board of trustees. Mr. Hall has a diverse background in the banking industry and a strong knowledge of the banking business. He provides keen insight into the markets served by First National Bank and carries with him the respect of the other members of management and the board of directors.


Bryan M. Lemley - Executive Vice President, Cashier & Chief Financial Officer

Mr. Lemley has served as Secretary, Treasurer and Chief Financial Officer of the Company and as Executive Vice President, Cashier, and Chief Financial Officer of the Bank since 2000. Mr. Lemley has 31 years of banking experience. Mr. Lemley earned a Bachelor of Science degree in Business Administration (Accounting) from West Virginia University and a Master of Business Administration degree from the University of Lynchburg. He is also a graduate of the West Virginia Bankers Association School of Banking.


Krystal harris - Senior Vice President & chief human resources officer

Ms. Harris joined the Bank as Senior Vice President and Director of Human Resources and became a member of the Bank’s Senior Management team in 2021. She previously served as a Human Resources professional in the healthcare industry for 12 years. She was promoted to Chief Human Resources Officer in July 2022. Ms. Harris is a member of the local and national Society for Human Resource Management (SHRM) chapters, serves on the Virginia Bankers Association Human Resources and DEI Committees, and volunteers with the Jefferson Forest High School softball program. She holds a Bachelor of Arts degree in Sports Management from Sweet Briar College.


Michelle Gaydica - Senior Vice President & chief Operating officer

Ms. Gaydica joined the bank as Chief Operating Officer in September 2024, bringing over 25 years of experience in the banking industry. Her extensive background includes successful leadership in technology integration, strategic planning, treasury services operations, talent management, client experience management, and retail banking. She holds a Bachelor's Degree in Journalism & Mass Communication and Business Administration from the University of North Carolina at Chapel Hill.  She is a graduate of the Graduate School of Banking at the University of Wisconsin–Madison, as well as the North Carolina School of Banking.  Ms. Gaydica serves on the Executive Women in Banking Council at the Virginia Bankers Association and volunteers with a Womentoring Program.
 
 

Jennifer Edgell - Senior Vice PResident & Chief Credit Officer

Ms. Edgell joined the Bank in 2005. With over 20 years of banking experience, she brings a diverse background to her role as Chief Credit Officer. She holds a Bachelor of Science degree in Commerce & Business Administration (Finance) from the University of Alabama with a concentration in Investment Management. Ms. Edgell is a graduate of Leadership Lynchburg 36 and also served as an alumni consultant for the program. She is a graduate of the RMA-ECU Commercial School of Banking and most recently completed Year Two of the Graduate School of Banking at Louisiana State University.


Tracie Gallahan - Senior Vice President & Chief Revenue Officer

Ms. Gallahan joined the bank in 2001, later serving as the managing producer of the Mortgage Division. She was promoted to Chief Revenue Officer in August 2022. She currently serves on the Board of Directors for Virginia Title Center, Virginia Housing Homeownership Advisory Board, committee member of the Lynchburg Regional Business Alliance’s Government Relations Committee, and member of the Lynchburg Housing Collaborative. Ms. Gallahan is a graduate of the Virginia Bankers School of Bank Management at the University of Virginia, the Graduate School of Banking at Louisiana State University, and the Lynchburg Regional Business Alliance’s Leadership Lynchburg program. She has over 34 years of experience working with commercial and residential lending to include construction, marketing and communications, electronic business banking, and retail management. Ms. Gallahan brings focus on ways to generate revenue through the multitudes of financial products and services offered to our local communities while promoting our long-standing commitment to being Virginia’s premier community bank.


Shawn Stone - Senior Vice President & Chief Lending Officer

Mr. Stone joined the Bank in 1995 and was promoted to Chief Lending Officer in August 2022. He serves on the Board of Directors for the Altavista Area YMCA, the Greater Lynchburg Community Foundation, the Altavista Economic Development Authority, and the Powell Foundation. Mr. Stone earned a Bachelor of Business Administration from Radford University in 1991 and a Master of Business Administration from Old Dominion University in 1993. He is a graduate of the Virginia Bankers School of Bank Management at the University of Virginia and the Graduate School of Banking at Louisiana State University. Mr. Stone has over 30 years of banking experience and possesses strong knowledge of the banking industry.


Melissa CampbelL - Senior Vice President & Chief Retail Officer

Ms. Campbell joined the Bank in 2006 and has over 35 years of banking experience. She has held various roles within the Bank and was promoted to Senior Vice President and Chief Retail Officer in May 2023. Ms. Campbell is a member of the Virginia Bankers Association Retail Executives Committee and the John Lynch Lodge #34 Fraternal Order of Police Associates.