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First National Bank

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Community Reinvestment Act

First National Bank is committed to reinvesting in the communities we proudly serve. Since 1908, we've been an institution that gives back through diverse lending opportunities, charitable contributions to local organizations that make true impacts and also volunteerism to these same organizations. 

To view our 2023 Community Reinvestment Act (CRA) Performance Evaluation from the Office of the Comptroller of the Currency (OCC), please click here.

To view additional information follow the links below:

2023 Branch Census Tract Data

First National Bank Products and Services Brochure

Public Comments for OCC Filing

Loan-to-Deposit Ratio for 2023

Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year.

Disclaimer: Accessibility Statement (ADA compliance) Please reach out to Tracie A. Gallahan, Senior Vice President, Chief Revenue Officer, Community Reinvestment Act (CRA) Officer if a hard copy of First National Bank’s CRA Public File is desired.  She can be reached at 434-477-5886 or