Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
First National Bank

Online Banking Close Online Banking

Choose an account type
Enroll now. Forgot Password?

Business Deposit Rates

Rates as of - March 15, 2024

Business Deposit Accounts


Account Product Name Minimum Opening Deposit Interest Rate APY*
Business Savingsab
$100 opening deposit
0.50% 0.50%
Business Interest Checkingab
$100 0.25% 0.25%
Business Money Marketabc
$2,500 opening deposit


            Daily Balances of
up to $99,999.99
$100,000 - $499,999.99
$500,000 - $1,499,999.99
$1,500,000 and up
1.00%
1.50%
2.00%
2.50%

1.01%
1.51%
2.02%
2.52%
 
Business Sweepsabc
$2,500 opening deposit


            Daily Balances of
up to $99,999.99
$100,000 - $499,999.99
$500,000 - $1,499,999.99
$1,500,000 and up
1.00%
1.50%
2.00%
2.50%

1.01%
1.51%
2.02%
2.52%
 
Municipal Money Marketabc
$2,500 opening deposit


            Daily Balances of
up to $99,999.99
$100,000 - $499,999.99
$500,000 - $1,499,999.99
$1,500,000 and up
0.75%
1.00%
1.50%
2.00%

0.75%
1.01%
1.51%
2.02%
 
*Annual Percentage Yield
(a) A penalty will be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily balance. The amount of the principal in the account each day.
Note: Fees could reduce the earnings on the account

Account Analysis
The Commercial Checking Account analysis earnings credit rate is calculated by multiplying the three-month Treasury Bill yield, adjusted to a constant maturity, at
month-end as published by the Federal Reserve Bank in "H.15 Selected Interest Rates" by .40, subject to a floor of .35%.
 
The Municipal Checking Account analysis earnings credit rate is calculated by multiplying the three-month Treasury Bill yield, adjusted to a constant maturity, at month-end as published by the Federal Reserve Bank in "H.15 Selected Interest Rates" by .30 subject to a floor of .25%.