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First National Bank

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Commercial Checking

First National has a range of business checking account options to maximize your banking experience. No matter the size and scope of your business, our accounts are tailored to match the needs of any operation, for-profit, non-profit, small business or commercial operation.

Business Economy Checking

Our Business Economy Checking Account is designed for businesses with low transaction activity.

  • $100.00 to Open This Account
  • Unlimited Deposits Included
  • No Minimum Balance Requirement
  • No Monthly Maintenance Fee
  • Up to 150 Free Deposited Checks and /or Checks Paid During The Statement Cycle
  • $5.00 Fee for Paper Statement (optional)
  • Online Banking – Free
  • Basic Online Bill Pay – Free

Small Business Checking

Our Small Business Checking Account is designed for businesses with low to moderate transaction activity.

  • $100.00 to Open This Account
  • Unlimited Deposits Included
  • Maintain a Daily Balance of $1,000.00 and Avoid $10.00 Monthly Maintenance Fee
  • Up to 400 Checks Deposited and/or Checks Paid During the Statement Cycle
  • Online Banking – Free
  • Basic Online Bill Pay – Free

Small Business Interest Checking

Small Business Interest Checking is designed for nonprofits, estates and small businesses wanting to earn interest.

  • $100.00 to Open This Account
  • Unlimited Deposits Included
  • Maintain a daily balance of $2,500.00 and Avoid $10.00 Monthly Maintenance Fee
  • No charge for the first 175 deposited checks and/or checks paid during the statement cycle
  • Online Banking – Free
  • Basic Online Bill Pay – Free

Nonprofit Checking

Our Nonprofit Checking Account is designed to meet the special needs of nonprofit organizations.

  • $100.00 to Open This Account
  • No monthly maintenance fee
  • No minimum balance requirement
  • Online Banking – Free
  • Basic Online Bill Pay – Free

Commercial Checking

Our Commercial Checking Account is designed for businesses with large transaction volumes or a need for special merchant services.

  • $100.00 to Open This Account
  • No Average Daily Balance Required
  • Service Charges Determined by Activity and Can be Offset by Earning Credit Applied to Average Collected Balances
  • Overnight Investments Available for Excess Balances
  • Online Banking – Free
  • Basic Online Bill Pay Free


Business Money Market

  • $2,500 to Open This Account
  • Maintain a daily balance of $500.00 and Avoid $15.00 Monthly Maintenance Fee
  • Up To Six (6) Transfers or Debits per Statement Cycle
  • Excess Debit Fee $15.00 (each item charged over allowable)
  • Interest Earned at prevailing Tiered Rates
  • Online Banking – Free
  • Basic Online Bill Pay Free

In addition to the benefits of each account outlined above, all of our business accounts include access to basic online banking and online bill pay.