Personal Savings

 

 


Statement Savings

  • Minimum to Open $100
  • Interest Earned at Prevailing Rate
  • Monthly Maintenance Fee $2
    Avoid fee by:
    1. Being Under 21 years of Age or
    2. Maintain a minimum balance of $250
  • Scheduled Transfers from Checking
  • OnLine Banking - Free

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First Index

  • Minimum Opening Deposit $1000
  • Interest Earned at Prevailing Tiered Rates*
  • Up to Six (6) Transfers or Debits per Statement Cycle
  • Excess Debit Fee $10 (each item charged over allowable 6)
  • Monthly Statements (Imaged Checks Included)
  • Monthly Maintenance Fee $10
    Avoid Fee by Maintaining a Minimum Balance of $1000
  • OnLine Banking - Free

*Earn top interest tied directly to Fed Funds averages

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Money Market Account

  • Minimum Opening Deposit $2500
  • Interest Earned at Prevailing Tiered Rates
  • Up To Six (6) Transfers or Debits per Statement Cycle
  • Excess Debit Fee $10 Each Item
  • Monthly Statements (Imaged Checks Included)
  • Monthly Maintenance Fee $10
    Avoid Fee by Maintaining a Minimum balance of $500

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Certificates of Deposit

  • Short term, Long Term, and Jumbo CDs
  • Interest Earned At Prevailing Rates
  • Low Opening Deposits

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Individual Retirement Accounts

  • Traditional IRA Available with variable and fixed rates
  • Roth IRA
  • Educational IRA
  • SEP (Simplified Employee Pensions) IRA
  • Competitive Rates

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