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| FACTS |
WHAT DOES FIRST NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depends on the product or service you have with us. This information can include:
- Social Security number and payment history
- income and credit scores
- credit history and account balances
When you are no longer our customer, we continue to share your information as described in this notice. |
How? |
All financial companies need to share non public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their non public personal information; the reasons First National Bank chooses to share; and whether you can limit this sharing. |
For our everyday business purposes –
such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes –
to offer our products and services to you |
Yes |
No |
For joint marketing with other financial companies |
No |
We don't share |
For our affiliates' everyday business purposes –
information about your transactions and experiences |
No |
We don't share |
For our affiliates' everyday business purposes –
information about your creditworthiness |
No |
We don't share |
For affiliates to market to you |
No |
We don't share |
For nonaffiliates to market to you |
No |
We don't share |
Questions? |
Call 434-369-3000 or go to www.1stnatbk.com. |
Who we are |
Who is providing this notice? |
FIRST NATIONAL BANK |
What We Do |
How does First National Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does First National Bank collect my personal information? |
We collect your personal information, for example, when you
- open an account or apply for a loan
- pay your bills or use your credit or debit card
- give us your contact information
We also collect your personal information from others, such as credit bureaus or other companies. |
Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
- First National Bank does not share with affiliates.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
- First National Bank does not share with nonaffilates to market to you.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- First National Bank doesn't jointly market.
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