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What Information
We Collect
We may collect
"nonpublic personal information" about you from the following
sources:
- Information
we receive from you on applications or other loan and account
forms
- Information
about your transactions with us or others; and
- Information
we receive from third parties such as credit bureaus.
"Nonpublic
personal information" is nonpublic information about you that
we obtain in connection with providing a financial product or service
to you. For example, nonpublic personal information includes information
regarding your account balance, payment history, and overdraft history.
What Information
We Disclose
We may disclose
the following information to companies that perform marketing services
on our behalf or to other financial institutions with which we have
joint marketing arrangements:
- Information
we receive from you on applications or other forms, such as your
name, address and social security number;
- Information
about transactions with us, such as your account balance and payment
history.
We are permitted
under law to disclose nonpublic personal information about you to
other third parties in certain circumstances. For example, we may
disclose nonpublic personal information about you to third parties
to assist us in servicing your loan or account with us, to government
entities in response to subpoenas, and to credit bureaus. We do
not disclose any nonpublic personal information about you to anyone,
except as permitted by law.
If you decide
to close your account(s) or become an inactive customer, we will
continue to adhere to the privacy policies and practices described
in this notice.
Our Security
Procedures
We also take
steps to safeguard customer information. We restrict access to your
personal and account information to those employees who need to
know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply
with federal standards to guard your nonpublic personal information.
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