• Statement Savings
• First Index
• Money Market Account
• Certificates of Deposit
• Individual Retirement Accounts

• Minimum to Open $250
  
• Interest Earned at Prevailing Rate
  
• Monthly Maintenance Fee $2
  Avoid fee by:
       a) Being Under 21 years of Age or
       b) Maintain a minimum balance of $250
• Scheduled Transfers from Checking
  
• OnLine Banking - Free
  

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• Minimum Opening Deposit $1000
  
• Interest Earned at Prevailing Tiered Rates*
  
• No more than six (6) transfers or debits per statement cycle of at least four weeks, of which
  no more than three may be check, draft, debit card or similar order
  
• Excess Debit Fee $10 (each item charged over allowable 6)
  
• Monthly Statements (Imaged Checks Included)
  
• Monthly Maintenance Fee $10
  Avoid Fee by Maintaining a Minimum Balance of $1000
• OnLine Banking - Free
  

  *Earn top interest tied directly to Fed Funds averages

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• Minimum Opening Deposit $2500
  
• Interest Earned at Prevailing Tiered Rates
  
• No more than six (6) transfers or debits per statement cycle of at least four weeks, of which
  no more than three may be check, draft, debit card or similar order
  
• Excess Debit Fee $10 Each Item
  
• Monthly Statements (Imaged Checks Included)
  
• Monthly Maintenance Fee $10
  Avoid Fee by Maintaining a Minimum balance of $500

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• Short term, Long Term, and Jumbo CDs
  
• Interest Earned At Prevailing Rates
  
• Low Opening Deposits

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• Traditional IRA – Available with variable and fixed rates
  
• Roth IRA
  
• Educational IRA
  
• SEP (Simplified Employee Pensions) IRA
  
• Competitive Rates

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